You are free to choose your physician from the most comprehensive Provider Network in the area. Our network boasts over 2,000 of southwest Michigan's finest physicians, providers, hospitals, clinics, and other facilities - so it's a good bet your doctor is included.

As a member of IBA Health and Life Assurance Company PPO product you will receive preventive coverage with low office visit copays. There is no paperwork to fill out when you seek services In-Network. You will also have access to a friendly and knowledgeable Customer Service staff when questions arise.